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Your LifeTalk Insider #84
The Weekly Newsletter for IFAs, Financial Planners and Financial Advice Professionals
LifeTalk Insider
April 04, 2025 • Estimated Reading Time: 8 minutes
Welcome back…
From LifeTalk and the Adviser Growth Community this week:
Thanks to everyone who has subscribed to LifeTalk Insider - Let’s get stuck in…
Eugenie and 1 other: Oh the joys of this job.
Email from a (new) client today asking what action I am taking in light of the world events and whether I should be moving her into "bonds, index funds and ETFs" . Where do I start with that one?! Click…
LifeTalk and 19 others: Which industry-specific AI tools have impressed you so far? Click…
Callum and 1 other: I am after some advice - I am a new Financial Planner I am reaching out to a couple local Accountancy Firms to see if I can build a referral relationship It would be great to hear everyone's tips on getting your foot in the door and what key topics I should go to the meeting prepared to talk about. Click…
Hannah and 30 others: Recommendations on a double sided scanner/ printer please? A good one! Click…
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Each week AI Essentials for Financial Advisers gives you:
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👉 Advisers are subscribing here - Take a look…
LifeTalk member and 6 others: Buying a client bank - If c50% of the "book" of clients are over age 70, would you still consider it? If so would you likely pay less than 3xongoing all things considered? Click…
Eugen and 32 others: Have you sent a communication to your clients? Are you going to do one?
We usually do not do this, last time we did was in the pandemic. However, given the news about Trump and “liberation day”, we did send an email containing one page and a half explanation today. Click…
Simon and 12 others: I have a potential new client who has asked about moving his SIPP into a SSAS as he will save loads of tax. He said as a Director he has been told by the Landlord Pension that it makes sense to do this. Question…
NEW! Financial Planner LinkedIn Profile Photo Frames - Now Available!
A great way to stand out on LinkedIn! 👉 Only £19.97 for a limited period for three different versions/colours. Click here and scroll down to order. We will then contact you to arrange your photo frame.
Want different wording? Let us know when we contact you. Got a question? Contact [email protected]
LifeTalk member and 27 others: I'm working with a fairly new client who seems to like to throw 'formal complaints' around to providers like sprinkles on a cake.
I have not been on the end of her grievances so far - thank goodness, but I walk on eggshells and quadruple check everything. I can't be doing with working with people who rush to make a complaint instead of understanding a situation (case in point today was emergency tax on a drawdown payment - she didn't want to listen to my (correct) explanation).
How can I respectfully reverse out of the relationship and explain that it is because of her behaviour? She's not a valuable client but the relationship is not yet 6months old. She's already complained to providers three times in that period. Click…
Laura and 21 others: New to IFA here. Quick question: Cashcalc or Fincalc?
Appreciate there are others, however my firm tends to stick with these two so would start off on this basis for ease. If it helps we will be working on Intelliflo. Click…
Jamie: I have a couple of business partners wanting a significant increase on their shareholder protection. One of them can only get insurance through Pulse due to health. They won't offer indexation.
Client has asked if he can apply for a higher level of cover to compensate as they expect the company to grow over the next few years. The increased amount would be fine from a valuation point of view and I understand his point so he won’t have to go through underwriting again. We could put a fixed value on the x-option and review it each year.
Does anyone know how this would look to insurers? Click…
Paul and 30 others: Has everyone had enough of the Active vs Passive funds debate? Click…
LifeTalk member and 6 others: We are a small firm, we employed someone last year to do reviews, LOAs, general admin. She is wanting to understand more around the discussions happening in the office.
We are looking to help further her knowledge and understanding. Does anyone have any recommendation of an avenue we could go down? There isn’t any guarantee she will want to progress in financial advice at the moment. Just looking for any recommendations or anyone who has taken someone down this path. Click…
From the Adviser Growth Community:
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News from the Adviser Growth Community
👉 We now have a map feature in the group so that you can see where other members are located. Why not arrange impromptu meetups?
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👉 The Classroom area of the group has hundreds of hours of fantastic content.
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👉 There’s no algorithm that decides which posts you see!
👉 You can now get a 7 day free trial when you join Adviser Growth Community - come and check us out before you subscribe.
👨💼 🙋♀️ Here’s why financial advisers like you are joining Adviser Growth Community
The Adviser Growth Community - brings together financial advisers experiencing change or transition in their business so that they can gain clarity whilst also attracting more of their ideal clients.
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If that’s you, you should come and join us…
That’s it for this week…
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As always, thanks for reading and see you next time.
Founder of LifeTalk
[email protected]
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