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Your LifeTalk Insider #76
The Weekly Newsletter for IFAs, Financial Planners and Financial Advice Professionals
LifeTalk Insider
January 10, 2025 • Estimated Reading Time: 9 minutes
Welcome back…
From LifeTalk and Adviser Growth Community this week:
Thanks to everyone who has subscribed to LifeTalk Insider - Let’s get stuck in…
Eugenie and 12 others: Care to share any mistakes made or lessons learned in 2024 that you’re determined not to repeat in 2025? Click…
LifeTalk member and 3 others: What does the group think about a "retainer" type service - specifically not including an annual assessment of suitability and review - that would allow clients that are not economical on a full service to continue having access to an adviser to ask basic questions, ad-hoc valuations, client newsletters etc and basic admin of accounts? Click…
Quick poll: Do you currently record client meetings (audio or video)? Click…
Chris and 5 others: I have clients who have had an annexe built for his parents to move into but the parents have had a couple of aborted sales on their current property. They are considering using Bettermove to buy their property for a quick sale. Bettermove say they have a buyer lined up and have offered £392,000 as a guaranteed price against estate agent valuation of £425,000. No estate or legal fees with their offer. Anyone had experience of this type of deal and specifically using Bettermove? Click…
LifeTalk: The advantage of joining a peer group of other financial advisers is immense.
Not only does it help you become a better business person, but it also holds you accountable for your actions. Without accountability, it’s easy to slip into complacency or stagnation - but a mastermind or meetup group keeps you focused, motivated and always moving forward.
It is long proven that mastermind groups truly unlock incredible potential for growth and learning. The collaborative success you experience with like-minded professionals is usually transformative. Sharing progress, asking questions and being challenged by others who understand your journey can lead to incredible personal and business growth.
Over time, these sessions become much more than strategy and accountability - they become a source of deep support and inspiration. The friendships and social connections are the icing on the cake. If you're ready to take yourself and your financial advice business to the next level, LifeTalk's meetup group could be the key. After all, when you mastermind, you master all.
Here's where LifeTalk members have been registering for this year's group. Begins 30th January - but reserve your place now to avoid missing out: Here…
John and 15 others: I am struggling with fog brain with this today and want to check I am not missing the obvious. I have a client who has c£90K in cash which will be used for home improvement but unsure when. Short term where can he put this?
He and his wife have already maxed ISA accounts. What options do they have in addition to cash accounts? Click…
Nick and 13 others: Views on TFC recycling where the individual's pension income is used to contribute to a new spouse's pension? Click…
The Two Phils are back!
As a special New Year treat we will be reuniting the 'two Phils' for a special live recording of the Adviser Lives podcast. Register now for Phil Bray of the acclaimed Yardstick Agency and Philip Calvert of LifeTalk as they reveal the Financial Adviser New Year Marketing Resolutions.
Some of you will remember their amazing full day live workshop three years ago, so this is a fantastic opportunity to see them present together once again.
The recording of this free event takes place on 23rd January 2025 at midday and you can register here: Click to register…
Danny and 9 others: Can anyone recommend training companies or people who do classroom (remote or in person) training for someone without a financial services background to get qualified, ideally via the CII route? Click…
Tony and 10 others: I have a client who retired in August 2024 but has been offered part-time teaching work over the summer. His final salary pension is due to commence at age 60 (October 2025), and my understanding is that the "best average salary" under Method B (£63,551.98 from 01/09/14 to 31/08/17) remains protected for his pension calculation. Would rejoining the TPS this summer affect this? I ask because the September 2014 period would fall outside the 10-year lookback as we are now in 2025 if he rejoins. Thanks! Click…
Lee and 17 others: I’m a relatively new user of Voyant, I think it’s great but a big learning curve. I’m making good progress in building plans but my reports are huge because I’m unsure which boxes to tick for generating the report, so go mad ticking too many.
I’d like to cut this down and this is where I need your help please. Can you let me now which ones you build into your report, why and typically how many pages yours create in total? Click…
Howard and 30 others: Forgive me if this has been addressed: is anyone using AI specifically for annual suitability reports, please? If so; which are the best, please? Click…
David and 50 others: Lifetime ISA. MPs are currently debating it's existence. Who else agrees with me that it was always a stupid product anyway?
Edit Clarification. I'm sure LISAs benefit those would use the tax relief to purchase their first home or otherwise take it at 60+ but that wasn't my measure of how good/bad LISAs are any more than considering that a Snickers bar still tastes good if it was nicked.
LISAs are restrictive, a poor use of tax payers money, and they don't solve house prices if anything they fuel them slightly. Click…
Posts from Adviser Growth Community this week:
Join now with a 7 day free trial
About your Zoom/Teams background...
How seriously do you take your background on calls with clients? Really good post on LinkedIn from financial planner Marcus Farnfield about how he approaches this - and why. Click…
We’ve identified 18 brand new income streams for financial advisers.
They can all be yours when you… Read more
Short and sweet promotional video
Nice, creative video by Michael Yuille - France based financial planner. Nothing fancy but good fun. Click…
👨💼 🙋♀️ Here’s why financial advisers like you are joining Adviser Growth Community
The Adviser Growth Community - brings together financial advisers experiencing change or transition in their business so that they can gain clarity whilst also attracting more of their ideal clients.
👉 Now with a 7 day free trial.
If that’s you, you should come and join us…
That’s it for this week…
If you have enjoyed LifeTalk Insider, please forward this to your colleagues and suggest they subscribe here
As always, thanks for reading and see you next time.
Founder of LifeTalk
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