LifeTalk Insider - December 2025

Facebook Group | Adviser Growth Community | Melo | Financial Adviser Lead Generation System™ | The Third Space

What Financial Advice Professionals have been talking about this year…

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LifeTalk: A Year in Review - Over 200 Actions Every Day!

Advisers posted, commented or reacted 214 times a day this year!

As we approach the end of another year I’ve taken a moment to look back at what has actually been happening inside LifeTalk. When you step back and look at the data, the scale of activity is remarkable.

Over the past 12 months financial advisers created 3,510 posts, 33,273 comments and 41,210 reactions. That’s 77,993 engagements across the year, with an average of 214 pieces of activity every single day.

Even more impressive, 3,657 members were active during that time - that’s 79.5% of our Facebook group membership. Thank you if you were one of them.

We also set a new all-time record. On 26 November, LifeTalk generated 481 reactions in a single day, the highest we’ve ever seen.

But numbers only tell part of the story. What really stands out is what advisers were talking about. When you look across the year a clear picture emerges of a profession that is thinking deeply, supporting one another and navigating constant change with real openness.

The themes that shaped LifeTalk this year

Translating regulatory change into real conversations
Budget updates, FCA shifts and tax changes consistently sparked thoughtful discussion as advisers helped one another interpret the practical implications for clients.

Provider service frustrations and operational challenges
Some of the longest and liveliest threads of the year came from advisers comparing experiences, sharing workarounds and offering support.

Technical puzzles and complex client scenarios
LifeTalk continues to be a place where advisers sense-check ideas, benchmark approaches and learn from real-world cases.

Pensions: always lively, always complex
Workplace schemes, contributions, calculations and legacy issues remained evergreen topics.

Compliance interpretation and best practice
Members regularly sought clarity and reassurance around process, documentation and communication.

Business models, charging and the future of advice
More advisers than ever are exploring new ways of working, AI, new markets and new income models.

Human stories and shared experience
Some of the most engaging posts were the simplest, reminding us of the very human nature of the profession.

A crucial point about visibility

What is especially striking is that all this has been achieved despite Facebook’s algorithm limiting what members actually see.

Neither I nor the community decide who sees what. Facebook chooses which posts appear in each adviser’s feed, how long they remain visible and, in many cases, whether they surface at all. Much of the engagement in LifeTalk happens by chance rather than by design!

It mirrors what many advisers have also noticed on LinkedIn in recent months. The content is still strong, but reach has tightened significantly as the algorithm changes.

And yet, even with those restrictions, LifeTalk continues to thrive. When advisers do see a post, they participate fully.

A better experience exists

This is exactly why I created the Adviser Growth Community on the Skool platform.

It takes everything advisers value about LifeTalk and removes the barriers:

• No algorithm deciding what you see
You choose what you follow and how you engage.

• Every post categorised and fully searchable
Nothing disappears. Knowledge compounds instead of vanishing down a feed.

• A built-in Classroom
Workshops, AI tools, templates, marketing ideas and training resources all in one place.

If you enjoy LifeTalk, you’ll find the Adviser Growth Community is the next level – a purpose-built space where advisers can explore new ideas, new models and new opportunities with complete control over what they see.

You can claim a week’s free membership to explore it at https://www.skool.com/adviser-growth-community

What advisers talk about face to face

The content inside LifeTalk tells us a lot about day-to-day issues. But when I meet advisers face to face, a different pattern stands out even more clearly.

The number one topic is business growth. It’s raised by employed advisers, self-employed advisers and firm owners alike. And almost every conversation acknowledges the same truth: the adviser business model has barely changed in decades and advisers are looking for something new.

Advisers want to reach more people, share their expertise more widely and build something scalable and profitable, without disrupting the core of what they already do. They want to explore new ways to work alongside their existing proposition, not instead of it.

That is exactly why The Third Space has resonated so strongly. Sales in the first few days have been extraordinary, and advisers tell me the same thing: they have been waiting for a practical, realistic and modern way to expand their reach and attract new clients at scale.

The Third Space gives them that. A new way to be found. A new way to serve. A new way to generate referrals. A new way to create additional income streams.

If you haven’t yet picked up your copy, you can find it here:
https://www.amazon.co.uk/dp/1739385934

And finally… never mind my book, what about your book?!

The ultimate way to share your expertise with more people in to write your own book - it is the single best business card you will ever give away.

We ran two book writing courses for advisers this year and the results have been remarkable. Several advisers have published their books and others are well on their way to publishing books that establish authority, attract clients and open doors that normal marketing simply can’t.

We have just opened the doors to the 2026 course, beginning in mid January. If you want to hit the ground running next year, why not give yourself a rewarding and commercially valuable project and begin writing your own book?

The course guides you every step of the way, from idea to manuscript.

Find out more or join us here:
https://www.philipcalvert.com/book-writing-course/

The Budget

As usual there are multiple questions and comments about the Budget within the LifeTalk group. There are too many to highlight here but you can take a look and add your thoughts and opinions here…

The Adviser Growth Community - brings together financial advisers experiencing change or transition in their business so that they can gain clarity whilst also attracting more of their ideal clients.

👉 Now with a 7 day free trial.

If that’s you, you should come and join us…

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